Pricing

Free while Fimerse is in beta.

Everything included, no card needed. Statement reading, insights and the advisor run on credits, and this page says exactly what costs what.

Beta
Freefor every account
300 credits included
  • Unlimited accounts, transactions, budgets and bills. Add money by hand as often as you like.
  • More than 140 currencies with live exchange rates, each account keeping its own.
  • 300 AI credits for statement reading, insights and the advisor. Run out and we top you up on request.
  • Two-factor authentication, CSV export and one-click delete. Never metered.
  • Web and iPhone. One account, both places.
Start free

No card, no trial clock, no bank login.

Credits

Only the AI is metered, and it is cheap.

A credit is spent when Fimerse does work that costs us money to run. Everything you do by hand is free and always will be.

1credit

Advisor question

Ask about your money in plain English and get an answer grounded in your own figures.

2credits

Statement import

Drop in a PDF, photo or CSV from any bank. Fimerse reads it, sorts every line and queues anything unsure for your review.

3credits

Insights report

A written read of a month, a quarter or a year: where the money went, what changed, what is worth doing about it.

Out of credits? The advisor, insights and statement import pause. Accounts, budgets, bills, manual entry, currencies and export carry on untouched. Write to support@fimerse.com and we top you up.

When paid plans arrive

The rules are settled before anyone pays.

Fimerse will charge for heavy AI use one day, because reading statements costs us real money. What that will never mean is a surprise.

Nothing turns into a charge on its own.

A free account stays free until you pick a plan yourself. There is no card on file to charge.

You hear about it first.

Prices and what they include will be on this page, and in your inbox, before they apply to anyone.

14 days, no questions.

Any charge can be refunded in full within 14 days. The refund policy is already public.

Leaving stays free.

CSV export and account deletion are one click each, on every plan, paid or not.

Questions

Straight answers.

Is it really free?
Yes. Every account is free while Fimerse is in beta, with everything switched on and no card asked for. The only thing that is metered is the AI: reading statements, the insights report and the advisor.
What happens when I run out of credits?
Everything except the advisor, insights and statement import keeps working exactly as before. Manual entry, accounts, budgets, bills, currencies and export are never metered. Write to support@fimerse.com and we top you up.
Will I be charged when paid plans launch?
Not without choosing a plan yourself. Nothing on your account turns into a charge automatically, and you will hear from us before anything changes. The refund policy is already published so the rules are settled before anyone pays.
Can I leave with my data?
Always. Export your transactions to CSV whenever you like, and deleting your account is one click. Both stay free.

Start free. Stay free while it is beta.

Everything included, no card, no bank login.

Create your account